Car Shipping Insurance

When you enter into a contract with your car shipping company, it is better to check with them to see if they provide car shipping insurance. If they do, then you should go through the fine print of the insurance details to know the various clauses and conditions attached with the car shipping insurance. It must be very evident to you that you are not liable to pay for any damage that happens in the course of the transportation of the vehicle.

The car shipping companies that provide insurance are required by law to hold an insurance certificate. Check with the company to see if the entire vehicle is covered or only certain components of the car come under the coverage. There are a lot of caveats that come along with car shipping insurance, just like any other type of insurance. Your own car insurance policy may cover your vehicle in transit, but they may have certain conditions. Check the extent of coverage provided by the car shipping company.

Find out if the extent of insurance coverage varies prior to and after the shipping of your car. You must remove your personal items from the car before you hand over the responsibility of your vehicle to the car shipping company. The car shipping companies in most cases are liable for the coverage of the cars and/or their components only. The representative of the moving company thoroughly examines you car before it is loaded onto the truck to check for any pre-existing dents or damage on your car. You can also take a video recording or snap some pictures of the car so they can stand as proof in case your claim for insurance is not accepted. The car is also checked for damage after it reaches the destination. The “condition report”, which you should check carefully, is given by the car shipper company. Make it a point to take possession of the car in the day or under bright lights at night. You should also look for any damage on or under the car, including the interiors and the roof. If there are any discrepancies, you should state them on the condition report and have the driver sign the document.